Prof. Matthew Lester addresses a topic here which, over a number of years, has become a taboo subject matter for many investors and would-be investors. I can fully understand why, but I would hasten to caution that you re-evaluate your personal standpoint on this important matter against the backdrop of – past and present – sketched by Prof Lester. Individual circumstances would however have to be at the forefront of any decisions taken and you would be well advised to enter into dialogue with your financial planner. Read on…